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Terms of use and Privacy policy

The following terms and conditions of service (these “Terms of use“) and privacy policy apply to customers of ICO Refund (the “Site”, ICO-Refund.com). You should read these Terms of use and privacy policy carefully to determine which provisions apply to you and to determine the party with which you are contracting. By using any of the services, functions, or features offered from time to time on the Site (collectively or individually, the “Services“, the “Features”, the “Options” or services/features/options), the customer (referred to herein as “you” or “your“, visitor, customer or “the user”) agrees to these Terms of use and privacy policy.

This section is created to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information of everyone decided to use ICO-Refund.com. If you choose to use the Site, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service, Features, and Options provided. We will not use or share your information with anyone except as described in this Privacy Policy. The terms used in this Privacy Policy have the same meanings as in our Terms of use, which is accessible as an example unless otherwise defined in this Privacy Policy.

Collecting Personal Information: If you wish to use the Site, ICO Refund will collect some information about you, including Personal Information. The Personal Information most often collected and maintained in a customer file includes, but is not limited to, name, address for service and government identification. Personal Information is collected in order to: understand your needs and your eligibility for products and services; inform you about Site and service features; provide information to you about developments and new products, including changes and enhancements to the Site; develop, enhance, and market products and services, and provide products and services to you; process billing and collection of any fees; conduct surveys and get feedback from you; deliver products and services to you; provide you with news and other matters of general interest to you as a ICO Refund user; and, meet ICO Refund’s legal and regulatory requirements.

Consent is required for the collection of Personal Information and the subsequent use or disclosure of Personal Information. The form of consent may vary, depending upon the circumstances and the type of Personal Information obtained. In the case of ICO Refund, your agreement with the Terms of use constitutes your consent to the collection and use of Personal Information as described in this Privacy Policy. Sometimes, ICO Refund may reach out to you for consent to obtain and then use further information, and ICO Refund reserves the right to do so.

ICO Refund is committed to protecting your privacy. Internally, only employees with a business need to know Personal Information, or whose duties reasonably require access to it, are granted access to customers’ Personal Information. The Site’s systems and data are constantly reviewed to ensure that you are getting the best possible service and that leading security features are in place. The Site must reserve the right to retain and share certain Personal Information in order to meet our regulatory requirements and further to our contractual agreements with partners and third parties. ICO Refund uses IP addresses to analyze trends, administer the Site, track user movements, and gather broad demographic information for aggregate use. For systems administration and detecting usage patterns and troubleshooting purposes, ICO Refund’s web servers also automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within ICO Refund on a need-to-know basis. ICO Refund reserves the right to block access for any user accessing the Site via a proxy service intending to conceal originating identity. This includes access via the Tor network. Personal Information and other data may be exported outside of the jurisdiction in which you reside. Your Personal Information may be processed and stored in a foreign country or countries. Under those circumstances, the governments, courts, law enforcement, or regulatory agencies of that country or those countries may be able to obtain access to your Personal Information through foreign laws. You need to be aware that the privacy standards of those countries may be lower than those of the jurisdiction in which you reside.

This Privacy Policy and the use of your Personal Information only applies to the information you provide. You are cautioned that if you disclose Personal Information or personally sensitive data through the use of the Internet, such as through chat rooms, communities, bulletin boards, or other public online forums, this information may be collected and used by other persons or companies over which ICO Refund has no control. It is your responsibility to review the privacy statements, policies, terms, and conditions of any person or company to whom you choose to link or with whom you choose to contract. ICO Refund is not responsible for the privacy statements, policies, terms, conditions, or other content of any website not owned or managed by ICO Refund. ICO Refund does its best to protect and safeguard Personal Information, but there are protective measures you should take, as well. Do not share your Personal Information with others unless you clearly understand the purpose of their request for it and you know with whom you are dealing. Do not keep sensitive Personal Information in your e-mail inbox or on Webmail. If you are asked to assign passwords to connect you to your Personal Information, you should use a secure password and always use two-factor authentication (2FA), where available. You should change your password regularly.

The Site may use a browser feature called a “cookie” to collect information anonymously and track user patterns on ICO Refund. Cookies are files with small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive. Our website uses these “cookies” to collect information and to improve our Service. The use of cookies is an industry standard and many major browsers are initially set up to accept them. You can reset your browser to either refuse to accept all cookies or to notify you when you have received a cookie. However, if you refuse to accept cookies, you may not be able to use some of the features available on the Site.
We value our members high and we are thankful for the trust in providing us with your Personal Information, and we`ll be using all accessible commercial means to protect your personal information. But we have to remind you that there is no 100% secure and reliable method available over the internet, which can absolutely guarantee 100% security.

Transactions in a virtual currency such as Bitcoin and Ethereum are irreversible, any incidental transaction will not be recovered. Only individuals above 18 years old+ and have the maturity according to their country laws are allowed to create an account in ICO Refund. ICO Refund has the right to refuse access to any feature/service/option or restrict any person or entity and has the full right to suspend or completely remove any account that may conduct fraudulent activities. Multi-accounting is not allowed. ICO Refund keeps the full right to restrict access to any user who is defined as a user who has multiple accounts in our system.

ICO Refund does NOT provide a financial advice and is NOT a financial advisor. ICO-Refund.com does not encourage investing in any ICOs listed on the platform without doing your own thorough research. All content on ICO-Refund.com is meant to be used for information purposes only, and should not be taken as financial or investment advice. Secured amount percentage on any project listed on ICO-Refund.com is NOT meant to be taken, and must NOT be taken as an investment encouragement, or recommendation indicator. Social media posts, made by official ICO Refund channels (that are pointed out on the ICO-Refund.com website), are NOT pieces of financial or investment advice. You (the user) acknowledge that you are not relying on ICO Refund or any of the direct/indirect representatives to make decisions regarding your personal or business investments. ICO Refund will always put effort into providing its users reliable, accurate, and genuine information about ICOs published on the platform; however, will not take responsibility for any incorrect or missing information. ICO Refund will not take responsibility for money loss after investing it into ANY Initial Coin Offerings listed on ICO Refund website (ICO-Refund.com). ICO Refund highly recommends to all individuals or companies getting advice from an official/legal financial advisor before making any investment decisions. Be aware that trading or investing into cryptocurrencies brings risks for your capital.

Investments, fees, contributions – The word "investment" is used to label the participation with funds that you own in an ICO project/Token sale, it has the same meaning as a "contribution" to an ICO/Token sale/Project. (Protection) "Fee" is used for labeling the contribution that you make to the collective refund pool in order to be eligible for a refund from a portion of the collected funds in it. ‘’Invested funds in BTC’’ and “Invested funds in ETH” (as used on the User profile page) are used as labels of the total amount that you have invested in projects supported by ICO Refund. The total amount available for a refund in case the User is eligible for one is always the percentage secured amount of that investment (varies for every supported ICO/Token sale/Project).

ICO Refund does not solicit or accept money/any other mean, holding a value, from anybody to submit an ICO for a review/backing/listing/backing. Thus, ICO Refund highly advises projects, that are willing to have their ICOs listed on our website, not to pay any money to third parties, claiming a publication guarantee. Submitting an ICO for review at ICO Refund does not guarantee a publication/listing/support/backing. We reserve the right to refuse or cancel your submission for review. ICO Refund reserves the right to start, temporarily suspend, or permanently terminate the feature/option of public submission of ICOs/Token sales for review/analysis.
You (the user) acknowledge that the cryptocurrency industry has high volatility and the price of any asset is completely unpredictable. That environment can result in a significant loss in short period of time and applies with full force to the cryptocurrencies used in ICO Refund – Bitcoin (BTC) and Ethereum (ETH).

ICO Refund has the right to change the supported minimum and maximum limits for every feature/service/option on the site. ICO Refund has the full right to change the amount of contribution to the pool required for new requests and the secured (backed) amount of initial contributions to the supported projects at any time. ICO Refund has the right to implement new, amend, update or change the current terms and conditions for using the site. You should check back often to confirm that your copy and understanding of these Terms of use is current and correct. Your non-termination or continued use of any Services after the effective date of any amendments, changes, or updates constitutes your acceptance of these Terms of Service, as modified by such amendments, changes, or updates.
ICO-Refund.com is not responsible if a user cannot access his account, temporarily or permanently due to technical difficulties. In case you activate your 2FA protection make sure you do not lose your device, otherwise, you may lose access to your personal account.

ICO-Refund.com is not responsible for any loss that a user can suffer due to a technical or a hacking incident that would affect the ICO-Refund.com system.
Most of the content on ICO pages are owned by the ICO project holders. All other content on the website is the intellectual right of ICO Refund unless otherwise specified. We reserve the right to change (delete or update) information and to correct any errors, inaccuracies, or omissions at any given time without prior notice, as we are constantly monitoring and working on the ICO Refund website.
You (the user) acknowledge that Virtual Cryptocurrencies such as Bitcoin, Ethereum, Bitcoin cash, Litecoin, etc. are not legal tender and are not regulated, limited and/or restricted by a governmental entity and/or financial (regulatory) institution/organization in your country of residence. You (the user) have the responsibility of being aware for changes in regulations, legislative system of a state, country or at any international level that affect you as a person or/and a citizen and act accordingly to them when using the site (ICO-Refund.com) or even stop using the site (ICO-Refund.com) at all.

You may not: use the Site or any services/features/options in order to disguise the proceeds of, or to further, any breach of applicable laws or regulations, or to deal in any contraband Digital Tokens, funds, or proceeds; use any services/features/options with anything other than funds, Virtual Cryptocurrencies or/and Digital Tokens that have been legally obtained by you and that belong to you; use the Site or any services/features/options to interfere with or subvert the rights or obligations of ICO Refund or the rights or obligations of any other Site user or any other third party; use any services/features/options relying on inaccurate information presented by the Site or by ICO Refund presence on any other media channel, or take advantage of any technical glitch, malfunction, failure, delay, default, or security breach; use the Site or any services/features/options to engage in conduct that is detrimental to ICO Refund or to any other Site user or any other third party; falsify any account registration details provided to the Site; falsify or materially omit any information or provide misleading information requested by ICO Refund, including at registration; attempt to harm ICO Refund or any third party through your access to the Site or any services/features/options, except that nothing in this subparagraph shall be construed as limiting your free speech rights under applicable law; or, violate these Terms of use. The aim of ICO Refund and the Site is to provide a service delivering base functionality and sifted, sorted information to help and assist creating a voluntary, community built cryptocurrency pool as collectively formed entity with charitable nature and main purpose of risk mitigation in the process of contributing to initial coin offerings, decentralized initial coin offerings, and public token sales/token crowd sales to early-stage blockchain based decentralized projects. We are not, do not intend and do not wish to be associated with any form of FIAT money transactions, banks, banking systems, government entities, financial institutions and/or any kind of other financial services (whether conventional or not). We are operating entirely and only with decentralized cryptocurrency units. ICO Refund does not accept investments, contributions, or any kind of material remunerations and does not provide any kind of financial services, supervision, oversight or/and advice. It is created as a common place for a community driven, optional and voluntary initiative. We do not accept any payments for any of the tools, features and/or options provided on the site if not explicitly stated otherwise. ICO Refund does not partner, is not dependent and is not affiliated in any way, shape or form with the projects (the Initial coin offerings and Token/Crowd sales) listed on the site. ICO Refund does not accept any investments, contributions or transactions related to the projects listed on the ICO-Refund.com. No transactions or payments are made on the site/platform. All contributions related to the backed by the ICO Refund initiatives are made voluntarily, in virtual currencies which are not a legal tender, and are to be treated as a community supporting acts. ICO Refund remains its right to add, change or remove supported cryptocurrencies by its services/options/features at any time.

You (the user) and ICO Refund agree that any party hereto may bring claims against the others only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding. No adjudicator may consolidate or join more than one person’s or party’s claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding. Any relief awarded to any one ICO-Refund.com user cannot and may not affect any other ICO-Refund.com users. Any technical difficulties experienced by the ICO Refund platform may prevent access or use of members’ virtual currency temporarily or permanently, all depending on the severity of damage.
Except as may be provided for in these Terms of use, ICO Refund, the site (ICO-Refund.com) assumes no liability or responsibility for and shall have no liability or responsibility for any claim, application, loss, injury, delay, accident, cost, business interruption costs, or any other expenses (including, without limitation, attorneys’ fees or the costs of any claim or suit), nor for any incidental, direct, indirect, general, special, punitive, exemplary, or consequential damages, loss of goodwill or business profits, work stoppage, data loss, computer failure or malfunction, or any and all other commercial losses (collectively, referred to herein as “Losses”) directly or indirectly arising out of or related to: these Terms of use; the Site, and your use of it; the services/features/options provided by the site and your use of any of them; any inaccurate, misleading, or incomplete statement by ICO Refund or on the Site regarding your account, whether caused by ICO Refund’s negligence or otherwise; any failure, delay, malfunction, interruption, or decision (including any decision by ICO Refund to vary or interfere with your rights) by ICO Refund in operating the Site or providing any services/features/options; any stolen, lost, or unauthorized use of your account information any breach of security or data breach related to your account information, or any criminal or other third party act affecting ICO Refund, the site, or any Associate; or, any offer, representation, suggestion, statement, or claim made about ICO Refund, the Site, or any service/feature/options by any partner, third-party contractor or associate. You hereby agree to release the associates, the Site and any third-party contractor from liability for any and all losses, and you shall indemnify and save and hold the associates harmless from and against all losses. The foregoing limitations of liability shall apply whether the alleged liability or losses are based on contract, negligence, tort, unjust enrichment, strict liability, or any other basis, even if the associates have been advised of or should have known of the possibility of such losses and damages, and without regard to the success or effectiveness of any other remedies.

We (ICO-Refund.com) keep our full right to stop operating without prior warning in any country. List of forbidden countries (may not be current/updated/full): United States, China, South Korea, India, Romania, Bulgaria, Bangladesh, Algeria, Bolivia, Ecuador, Nepal, Slovenia, Singapore, Kyrgyzstan, Venezuela. ICO Refund does not support nor encourage contributing to or participating in any kind in ICO/Token sale projects from countries and regions where that is not allowed or restricted by the law.
Any failure by ICO Refund to exercise any of its respective rights, powers, or remedies under these Terms of use, or any delay by ICO Refund or by the Site in doing so, does not constitute a waiver of any such right, power, or remedy. The single or partial exercise of any right, power, or remedy by ICO Refund does not prevent either from exercising any other rights, powers, or remedies.
This Website (ICO-Refund.com) express no representations, warranties, or guarantees to you of any kind related to this Website (ICO-Refund.com) or the materials contained on this Website (ICO-Refund.com). The Site and the Services are offered strictly on an as-is, where-is basis and, without limiting the generality of the foregoing, are offered without any representation as to merchantability or fitness for any particular purpose. Nothing contained on this Website (ICO-Refund.com) shall be interpreted as advice or consultation.
Investing/trading virtual currency such as Bitcoin, Ethereum, Bitcoin Cash, Litecoin, etc., ICOs (Initial coin offerings), and Token sales brings high risk. The Cryptocurrency world is very volatile and can result in partial or full capital-loses in a matter of minutes. In addition, legislative and regulatory changes or actions at the state or on an international level can drastically change any cryptocurrency value. Users must never invest capital they are not willing to lose.